Know what it is worth, in writing.
A written valuation in the format insurers expect, prepared at the shop by the person who would actually repair or remake the piece if it were ever lost or stolen.
What you get
A written document describing the piece, its metal and stones, and a current value for insurance replacement. It is the paper your insurer asks for when you add a piece to a policy, and the paper that settles the conversation if it is ever lost or stolen.
What to bring
The piece itself, and anything you have with it: receipts, stone certificates, an older valuation. None of it is essential. If you have nothing but the piece, that is fine.
Why here
Because I make and repair jewellery every day at the bench behind the counter, I am valuing something I understand from the inside, not from a catalogue. Bring it in during opening hours; no appointment is needed.
Most of what I value, I could make. That is the difference between a figure from a catalogue and one from the bench.
What is an insurance valuation for?+
Your insurer needs a written description and a current value for a piece before they will cover it properly, and again if it is ever lost or stolen. I prepare that document here at the shop.
What should I bring?+
The piece itself, and any paperwork you have for it: receipts, certificates for stones, or an older valuation. None of that is essential, but it helps.